Attention homeowners in Wantagh and Nassau County: Need an appraisal?
Check out the top seven reasons why New York homeowners order from All Points Appraisal, Inc.:
At All Points Appraisal, Inc., we understand the unique needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our non-traditional client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at All Points Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.
Challenging property tax assessmentsYour local tax assessor may have your home overvalued if your house is not appreciating as much as other homes close by. This means you're probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from All Points Appraisal, Inc. is your best weapon when contesting your property tax assessment.
Need to cancel PMI?A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you get rid of unneeded PMI insurance.
Recently got a freeze to your HELOC?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. All Points Appraisal, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
We Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for precision? All Points Appraisal, Inc. offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.